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Interest Rates on Loans

Rate of interest has been revised with effect from 30/11/2015.

Sr. No. Types of Loan Rate of Interest
1 Rural/Urban Housing Loan 9.75%
2 Personal Loan 12.00%
3 Personal Loan For Professionals 14.00%
4 Vehicle/Car Loan Up to Rs 5 Lac 9.00%
5 Two Wheeler Loan for Farmers 11.50%
6 Consumer Durable Loan 12.00%
7 Education Loan 11.00%
8 Cooperative Education Loan – Children of poor farmers, Dalits, BC etc. 7.25%
9 Loan Against Property 15.00%
10 Loan Against Rental Income 12.00%
11 Cash Credit Facility to Traders 14.00%
12 Revolving Cash Credit to Farmers(RCC) 12.00%
13 Mini Dairy 11.50%
14 Commercial Dairy Development 10.25%
15 Vehicle/Car Loan >Rs 5 Lac to Rs 10 Lac 9.25%
16 Vehicle/Car Loan >Rs 10 Lac to Rs 15 Lac 9.90%

Earnest Money: Fixed by the Bank

    • News
    • Downloads
    • Rupay Card Enabled on PSPCL-Happy to inform you that Rupay card is now enabled on Punjab State Power Corporation Limited Website.Link: https://www.pspcl.in/ Now pay electricity bills easily through

      December 18, 2018
    • Debt Waiver

      January 11, 2018
    • Debt Waiver Notification

      October 31, 2017
    • TERMS AND CONDITIONS FOR AMC

      October 4, 2017
    • Dear Customers, Please contact your branch for Aadhaar linking with Cooperative Bank account to facilitate transfer of DBT benefits and LPG subsidy. Kindly ignore if already done.

      June 14, 2016
    • View All News »
    • Debt Waiver Notification

      October 31, 2017
    • AMC- TERMS AND CONDITIONS

      October 4, 2017
    • APY

      April 22, 2016
    • PMSBY

      April 22, 2016
    • PMJJBY

      April 22, 2016
    • View All Downloads »
  • Important Links

    • List of Unclaimed Deposits
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  • Important Websites

    • Government of Punjab
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    • Department of Revenue
    • Department of Cooperation
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