Interest Rates on Loans

Rate of interest has been revised with effect from 15-06-2021.
Sr. No.Type of LoanRate of Interest
1.Rural/Urban Housing Loan8.25%
2.Personal Loan11%
3.Personal Loan For Professionals14.00%
4.Vehicle/Car Loan Up to Rs 5 Lac8.50%
5.Two Wheeler Loan for Farmers12%
6.Consumer Durable Loan11%
7.Education Loan10.00%
8.Loan Against Property15.00%
9.Loan Against Rental Income 9.50%
10.Cash Credit Facility to Traders14.00%
11.Revolving Cash Credit to Farmers(RCC)12.00% w.e.f 15-07-2021
12.Mini Dairy 11.50%
13.Commercial Dairy Development10.25%
14.Vehicle/Car Loan >Rs 5 Lac to Rs 10 Lac8.50%
15.Vehicle/Car Loan >Rs 10 Lac to Rs 15 Lac8.50%
Earnest Money: Fixed by the Bank